Credit Officer at Dara Credit

We are looking for a dynamic credit officers to join our company.



Responsibilities



• Meeting with clients interested in taking out a loan and providing them with the necessary information to start the loan application process.

• Collecting the needed financial documentation and assessing the clients' creditworthiness.

• Calculating and analyzing the risk ratios of clients based on their credit score and financial history.

• Approving or denying loan requests, and communicating your decision to both clients and management.



Qualification Required & Experience



Requirements



• HND in accounting, finance, banking, business, or a similar field.

• A minimum of 2 years' experience as a credit officer.

• Excellent knowledge of loan application procedures and best lending practices according to state laws and regulations.

• Ability to work with loan management software.

• Strong communication skills and proven customer service experience.

• Exceptional analytical skills and the ability to work with complicated financial data.

• Excellent organizational skills and the ability to work well under pressure.

• Strong ethical behavior and the ability to work with sensitive financial information.



Location: Accra